Preferred Hybrid Investment Programme for your Preferred lifestyle

The Preferred Hybrid Investment Programme enables us structure portfolios for each individual client comprising of both Money Market and Equity Portfolio products in a mix peculiar to the risk profile and liquidity needs of the clients.

Invest now

Up to ₦100M

Credit Facility

Up to 12 Months

Flexible Tenure

Stable Returns

Secured Future

Key Features of Preferred Hybrid Investment Programme for your Preferred lifestyle

This product is designed to provide investors with a secure and reliable way to earn a fixed interest rate on their deposited funds over a specified period

Key Features

Flexible duration as agreed with clients (180, 365 days and above)
Asset allocation structure will be agreed upfront with clients
Guaranteed minimum returns in line with structure of portfolio
Minimum liquidation notice of 10 working days.

Benefits

1. Dual source of returns i.e. from money market and equity investment
2. Helps to avoid single line of investment i.e. diversification options
3. Returns could begin from month since it is dual investment option

Preferred Finance Company Limited

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Frequently asked questions

What is a Preferred Finance Fixed Deposit?

Preferred Finance Fixed Deposit is a secure investment option where you deposit a lump sum of money for a fixed tenure and earn a predetermined interest rate. This rate remains constant throughout the investment period, providing guaranteed returns.

How do I open a Fixed Deposit account with Preferred Finance?

To open a Fixed Deposit account, you can visit our nearest branch or apply online through our website. You will need to provide necessary identification documents and complete the application form.

What is the minimum and maximum amount required to open a Fixed Deposit?

The minimum amount required to open a Fixed Deposit is ₦50,000.00 for individual and ₦2,000,000.00 for companies. There is typically no maximum limit, but larger deposits may be subject to additional verification and compliance checks.

Can I withdraw my Fixed Deposit before the maturity date?

Yes, you can withdraw your Fixed Deposit before the maturity date, but it may incur a penalty or reduced interest rate as per our premature withdrawal policy. It is advisable to check the specific terms before opting for early withdrawal.